What is a BIN checker?
BIN Checker is a web-based tool that helps get the credit card issuer details and will tell you which bank and what branch has issued the card.
The abbreviated form of BIN is Bank Identification Number. It is usually the 6-digit numbers printed on your debit or credit cards. We can also call it IIN, Issuer Identification Number.
The purpose of the generation of BIN is to figure out malpractices like a fraud. Business traders are usually the ones who appreciate the benefit of BIN.
As they can deter various financial crimes and malpractices. Merchants can utilize BIN to fish out buyers who are striving to perform a fake financial transaction.
|ISSUING NETWORK||IIN/BIN RANGES||ACTIVE|
|American Express||34, 37||Yes|
|Bankcard||5610, 560221 – 560225||No|
|China UnionPay||62, 81||Yes|
|Diners Club enRoute||2014, 2149||No|
|Diners Club International||36||Yes|
|300 – 305, 3095, 38 – 39||Yes|
|Diners Club United States & Canada||54, 55||Yes|
|Discover Card||6011, 622126 - 622925, 624000 - 626999, 628200 - 628899, 64, 65||Yes|
|RuPay||60, 6521, 6522||Yes|
|InstaPayment||637 - 639||Yes|
|JCB||3528 – 3589||Yes|
|Laser||6304, 6706, 6771, 6709||No|
|Maestro (UK)||6759, 676770, 676774||Yes|
|Maestro||50, 56 – 69||Yes|
|4571 (Visa co-branded)||Yes|
|MIR||2200 – 2204||Yes|
|NPS Pridnestrovie||6054740 - 6054744||Yes|
|Mastercard||2221 - 2720||Yes|
|51 – 55||Yes|
|Switch||4903, 4905, 4911, 4936, 564182, 633110, 6333, 6759||No|
|Troy||979200 – 979289||Yes|
|Visa||4 (include partner brands: Dankort, Electron, etc.)||Yes|
|Verve||506099 – 506198, 650002 – 650027||Yes|
Why do we need a BIN checker?
The BIN checkers will always analyze the customer's BIN. This takes place before any deal takes place. If the details given are valid, the transaction will continue.
So other purposes why you need a BIN checker comprises the following;
Merchants can thwart credit card scams, fraud, and other similar crimes. It's one of the main reasons to utilize BIN checkers before any transaction.
Merchants have the authority to provide important information about these fraudsters. This data can be accepted to applicable quarters for analysis. This way, other traders won't be affected by such scams.
Merchants' site is fully protected from fraudsters. And there is verification on safety from being fooled.
BIN Checkers are always available free of cost. Merchants don't bother about the cost of getting one. These tools have free access to anyone who wants to use it.
How does BIN Checker work?
BIN or Bank identification number checkers usually deliver the following information. Details to Merchants about a particular BIN like:
Issuer Country of the Credit Card
Type of Credit Card issued
Level of the Credit Card
Bank Name of the Credit Card
There are tons of BIN/IIN checkers when you surf the internet. But the issue with these BIN checkers is their database. A whole ton of BIN checkers have outdated databases.
If you use BIN Checker, that must have an accurate and modified database. A BIN Checker tool should always possess an extensive database and must comprise BIN numbers utilized in all countries worldwide.